Is it true that if a collection agency doesn’t honor a ‘pay for deletion’ letter after you’ve paid it, you can then send a letter to the original credit grantor (the bank who gave you the loan or credit card) telling them that you are no longer responsible for this debt or you do not ...
Isn’t the statute of limitations for debts 7 years? I have a collection agency calling me several times a day and the debt is coming up on 7 years old. I refuse to pay it because it’s from a video store that says I didn’t return a movie. It never happened. I disputed the debt ...
I received a phone call from a Mr. Flores (that’s the name he gave me) about paying off a debt on a Discover Card. I explained to him that I have never had a Discover Card and I have never received any statements from Discover or anything from a collection agency about this debt. He ...
How long can a collection agency try to get money from you? Is there a time frame when they will stop calling? Also, if you don’t pay at all, are they going to give up the account eventually? Thanks! More Credit Debt Advice Royalty Free Music Saves Money & Time | Breaking News – Trans4you.org ...
I don’t understand how collection agencies work. After a collection agency fails to collect a debt, do they just sell it to another collection agency or does it always go back to the original creditor? More Credit Debt Advice How can I find out if a collection agency is licensed to collect in Michigan? | ...
After graduating from college I was unemployed for about six years. During this time I was unable to pay all my credit card bills so they went to collection agencies. I continued making payments on some of them, but on others the statute of limitations has run. I am now able to pay off these ...
Recently, a debt collector contacted me about an account with a department store that I paid off in 1993. They said that I still owe on it. I no longer live in the state where this account was initiated, so which states’ statute of limitations do I use, the state where I lived when I ...
I got a copy of my credit report and I sent letters to the various collection agencies asking them to verify these debts. Three of the letters came back as undeliverable. I would like to start repairing my credit but I don’t want to send money to agencies that either no longer exist or no ...
Can a collection agency continue to report collections on your credit report after the statute of limitations has expired? In California the Statute of Limitations on collecting debt is 4 years. So after 4 years, can the collection agency continue to post negative entries on your credit report? More Credit Debt Advice Company to do ...
I have a few of small collections on my credit report that I’d like to take care of, but it only shows the name of the collection agency and a partial account number. How do I get the contact and account information for these collection agencies so I can pay them off or dispute them ...
Once an account is sold to the collection agency, how soon does it get put on your credit report and is it possible to prevent it from happening with all agencies. I know it’s possible, because I’ve done it before. A few month ago I had an account go to a collection agency and I ...
FindLaw provides tips on how to avoid debt collection harassment More Credit Debt Advice Debt Collection Act | Stop Debt Collectors from calling What to Do About Collection Agency Harassment | Debt Collection Agency Software ...
I am disputing a collection agency because they have not deducted what I paid to the hospital (original creditor). I have been paying the hospital but all of a sudden I am being harassed by this collection agency. Does this mean that the hospital sold the debt to this collection agency? Also, is it legal ...
Can a collection agency have a levy or judgment place on real estate property and personal property owned by the debtor? The property foreclosed on the 1st lien but the 2nd is still outstanding (currently in collections). The property is located in SC but the debtor works and live in NC? Also if the debtor ...
I was talking to a collection agency about a bill that I was supposed to pay. I said one thing: show me the contract. After she noted the conversation, her manager called back about 15 minutes later to try once more to get me to crack, but I was strong. At the end he said ...
How do the collection agencies know when you open a new bank account? Each time I open a new one they seem to find out? How do they get this information and what can I do to offset it?” More Credit Debt Advice Successful Debt Collection | Articles Directory – Submit Articles Free Opening New ...
I have already paid the collection agency for a “delinquent” account, but the negative info (the record of a collection) has not been removed from my report. What is the best (easiest, cheapest, least painful way) to get this removed once and for all from my report? I have already disputed this with the credit ...
Debt collectors describe how they do their jobs–and why they prefer calling your relatives and neighbors! More Credit Debt Advice My Neighbors « Teds Take SCOTUSblog » Debt collectors and “ignorance of the law” ...
I have some medical bills from this year that I paid off. Now, out of nowhere, they’re saying I owe $300, so I fax them the proof that I paid and they still won’t do anything. I called the medical place to see if I missed a payment and they said no. So my question ...