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Is it possible to get a debt consolidation loan based on salary?

04.30.2011 · Posted in Debt Consolidation

I have a significant amount of debt that I need to eliminate. The real problem I have is the high interest rates. I make around 50K a year but my credit isn’t very good because I have so much debt.  If I could get a one-year loan for about 10-15K I could eliminate all of my debt in one year and keep my current lifestyle. So my question is, do any financial institutions offer a one year loan that is only based on my income? I would consider direct deposit with the payment withdrawn automatically each month if that would help me get the loan. If these conditions are not possible, are there any other options available for me? I’m totally open for any suggestions.

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    Comments
    • Chapter 13 Bankruptcy January 10, 2012 at 4:51 am

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    • Beth P. February 20, 2012 at 3:23 pm

      I would just research it and look at the fine print. There are alot of different loan services online now that offer loans based on your income where bad credit is accepted. My advice is to compare and find the one that best matches your needs. Good luck!

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