Is it true that if a collection agency doesn’t honor a ‘pay for deletion’ letter after you’ve paid it, you can then send a letter to the original credit grantor (the bank who gave you the loan or credit card) telling them that you are no longer responsible for this debt or you do not ...
I received a phone call from a Mr. Flores (that’s the name he gave me) about paying off a debt on a Discover Card. I explained to him that I have never had a Discover Card and I have never received any statements from Discover or anything from a collection agency about this debt. He ...
How long can a collection agency try to get money from you? Is there a time frame when they will stop calling? Also, if you don’t pay at all, are they going to give up the account eventually? Thanks! More Credit Debt Advice Royalty Free Music Saves Money & Time | Breaking News – Trans4you.org ...
I don’t understand how collection agencies work. After a collection agency fails to collect a debt, do they just sell it to another collection agency or does it always go back to the original creditor? More Credit Debt Advice How can I find out if a collection agency is licensed to collect in Michigan? | ...
FindLaw provides tips on how to avoid debt collection harassment More Credit Debt Advice Debt Collection Act | Stop Debt Collectors from calling What to Do About Collection Agency Harassment | Debt Collection Agency Software ...
I am disputing a collection agency because they have not deducted what I paid to the hospital (original creditor). I have been paying the hospital but all of a sudden I am being harassed by this collection agency. Does this mean that the hospital sold the debt to this collection agency? Also, is it legal ...
I was talking to a collection agency about a bill that I was supposed to pay. I said one thing: show me the contract. After she noted the conversation, her manager called back about 15 minutes later to try once more to get me to crack, but I was strong. At the end he said ...
I have already paid the collection agency for a “delinquent” account, but the negative info (the record of a collection) has not been removed from my report. What is the best (easiest, cheapest, least painful way) to get this removed once and for all from my report? I have already disputed this with the credit ...
Debt collectors describe how they do their jobs–and why they prefer calling your relatives and neighbors! More Credit Debt Advice My Neighbors « Teds Take SCOTUSblog » Debt collectors and “ignorance of the law” ...
I got a letter from a collection agency saying that I owe $35 to my insurance company. My insurance premium was $505 before it was canceled for non payment. If it was canceled why would I owe $35? If I pay the $35 asap will they report it as a collection to the credit bureaus? ...
I have been late with making a payment to my credit card for over 120 days. My credit card company sent my record to a collection agency. What is the ” statue of limitation” that I can pay off my account before it hurts my credit score? More Credit Debt Advice Monthly Payments & Credit ...
I have not paid one of my credit cards for about a year now and a collection agency keeps calling me about it. I finally answered and they told me that my debt was around 2,000. I asked them if there was any way they could set up a payment plan that I could afford ...
After my divorce I ended up with almost all the bills. Some of these ended in collection; now I received a letter stating that I will get sued. I called the collection agency and told them that I want to start making payments. Do I still have to go to court? More Credit Debt Advice ...
My bank account is being held by a collection agency because they got a judgment against me (NY). It’s been 2 years since I stopped paying the creditor. This is the third collection agency trying me. The first two bothered me with phone calls but this one came with a judgment. Is this judgment legal ...