I received a phone call from a Mr. Flores (that’s the name he gave me) about paying off a debt on a Discover Card. I explained to him that I have never had a Discover Card and I have never received any statements from Discover or anything from a collection agency about this debt. He ...
I was unemployed a few years ago and most of my debts went to collections. The only accounts that I kept current were 2 credit cards and a small personal loan. I have a job now but my hours were cut due to the recession so I don’t make enough money to pay the collection ...
My truck loan is in collections for non-payment. The debt collector authorized me to sell the vehicle so I can pay off the debt. They even faxed me a written statement of authorization to sell. I took the truck to a dealership but they said that the collection agency won’t hand over the title. What ...
I have a few of small collections on my credit report that I’d like to take care of, but it only shows the name of the collection agency and a partial account number. How do I get the contact and account information for these collection agencies so I can pay them off or dispute them ...
Okay I admit I screwed up and went on a spending spree while in college and now I’m paying for it. I recently got laid off from my job, but this didn’t stop the bills from coming. I’ve tried everything in my power to set up a payment plan with my credit cards but now ...
Why do businesses have collection agencies handle their collections? Is it because they don’t have the time to deal with collections themselves? Is it not that big of a deal so they just sell the debt to someone else? Or is it so the business can hide behind the fact that the collection agency was ...